Products & Solutions

Practical AI capabilities across the P&C insurance value chain

From commercial submissions to underwriting decisions to first notice of loss, BindWise brings AI into the moments that matter most, helping insurers move faster with clean, trusted data, without losing the human judgment that drives good outcomes.

Why It's Different

Purpose-Built for Insurance

Pretrained on the documents insurers run on every day: ACORD forms, loss runs, SOVs, and claims files, with underwriting and claims vocabulary built in.

Human-in-the-Loop, No Black Box

AI handles the repetitive work while your adjusters and underwriters make the calls that matter. Every output is explainable and auditable, so your team sees exactly how each result was reached.

Secure by Design

PII safeguards on every AI call, role-based access controls, and a complete audit trail keep your data protected end to end.

Built to Integrate

Connects with Guidewire, Duck Creek, and other leading core systems through clean APIs, working within the ecosystem you already run.

ClearSubmit

Automate your commercial and specialty lines submissions

Every submission arrives as a stack of documents: ACORD forms, loss runs, SOVs, schedules, and unstructured correspondence, each in its own format. ClearSubmit reads them all through one AI pipeline, validates every figure against the documents themselves, and routes each extraction through a human-in-the-loop review before it's finalized, so what reaches your underwriters is one clean, submission-ready file they can trust.

ACORD Forms & Applications

Reads and structures ACORD applications and supplemental forms automatically, no retyping.

Unstructured & Handwritten Docs

Converts emails, narratives, and handwritten or scanned documents into accurate, usable data.

Loss Runs, Any Carrier

Extracts full claims tables from any carrier's loss run format, splitting multi-year, multi-line documents correctly.

SOVs & Schedules

Turns statements of values and location or equipment schedules into clean, structured records.

Multi-Format Intake

Accepts PDFs, spreadsheets, emails, and API feeds from the systems you already run.

Validation & Verified Totals

Automated checks catch errors, duplicates, and inconsistencies, and every total is reconciled against the document itself.

Human-in-the-Loop Review

Every extraction is transparent and auditable, so your team sees exactly how each result was reached, never a black box.

One Submission File

Everything a submission brings lands in one structured, underwriting-ready package instead of a folder of PDFs.

Benefits

Hours to Minutes

What used to take a team hours of manual entry is now processed in minutes, without cutting corners on accuracy.

Errors Caught at the Source

Automated validation stops errors, duplicates, and inconsistencies at intake, so what reaches underwriting and claims is clean, trusted data.

Consistent Accuracy

Every submission runs through the same validation and review process, so quality holds steady whether it's one form or a thousand.

Built to Scale

Handles surges in submission volume without adding headcount, keeping turnaround times consistent even during peak periods.

● Live Product

Already processing real submissions today. Watch it above, or see it live on your own.

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Underwriting 3.0

A modern underwriting workbench, with rules your team owns

From submission intake to a cleared decision: documents are extracted automatically, AI drafts the risk picture, and a rules engine your underwriters author themselves returns a clear outcome, with every evaluation recorded and explainable.

Submission Intake & Triage

Submissions arrive with their documents, get extracted automatically, and land in a work queue ready for review.

AI Risk Summary

A concise, AI-drafted risk picture of each case, assembled from the submission's own documents and data.

Rules Underwriters Can Author

Underwriters build rules like "if TIV exceeds $10M, refer" in a simple builder, while developers layer complex logic in the same engine.

Automated Clearance Decisions

Send a full policy submission in, get one of four outcomes back: Approved, Reject, Referral, or Missing Information.

Full Audit Trail

Every rule evaluation is stored with its complete execution trace, so any decision can be explained after the fact.

Versioned & Governed

Rule sets are versioned, role-controlled, and released deliberately, never edited live in production.

● Live Product

Running real submissions through real rules today. See it on your own book.

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AI-Enabled FNOL Solution

Accelerate your claims processing and identify fraud with AI-enabled FNOL

Policyholders can start a claim through chat, phone, web, or mobile, even with limited information, while AI fills in the gaps, verifies details, flags potential fraud, and routes it to the right team, instantly.

Multi-Channel Intake

Claims can be initiated via chatbot, IVR, web, mobile, or email.

AI-Assisted Damage Assessment

Uploaded images are analyzed by AI to help assess damage quickly and consistently.

Telematics Integration

Automatically verifies accident details using connected vehicle data.

Early Fraud Detection

Flags inconsistencies and unusual patterns early in the claims process.

Seamless System Integration

Connects smoothly with core and auxiliary claims systems.

● Live Product

Already handling real claims today. Watch it above, or see a full walkthrough.

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Also on the Platform

One platform. One login. Every solution

Every BindWise product runs on one platform, behind one sign-in, with role-based access and admin governance, so your team moves between solutions without juggling accounts.

ACORD XML Converter

Turns extracted submission data into clean, XSD-validated ACORD XML for General Liability and Workers Comp, ready to feed your policy admin system without hand-mapping.

BindWise Platform Portal

The front door to every solution: single sign-in, a dashboard of your licensed products, user and role management, and API-key integration channels for your own systems.

Curious how these solutions could fit your operations?

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